At Affine, we combine financial expertise and project execution. Each informs and strengthens the other - creating practical solutions that drive real impact for building owners and financial institutions.
Here are some of the insights we've gained along the way.
We conducted a comprehensive review of 100+ peer-reviewed studies to assess financial and risk evidence supporting differentiated lending practices for climate-aligned buildings.
Climate-aligned buildings lower risk and improve financial performance, but higher upfront costs and weak near-term incentives slow adoption. We convened 100+ stakeholders to clarify what is working – and what must happen to unlock financing solutions.
The good news? We have the technology - and, since 2022, heat pump sales exceed furnace sales in B.C. The challenge? Financing: costs are a steep hill for strata councils and rental owners.
We supported planning for a deep retrofit pilot to demonstrate the financial and community value of fully electrifying a cultural hub to support long-term net-zero and resilience goals.
Our Total Cost of Ownership (TCO) analysis shows that mass timber can strengthen climate performance and long-term value beyond upfront cost.
Retrofitting often costs less and emits far less carbon than rebuilding – but the right choice depends on priorities. We explored the trade-offs between affordability, density, cost, and climate outcomes.
We have developed a practical guide to help stakeholders in sustainable finance and real estate decode common terminology.
